Share with friends who are paying retail price for their travel!

Loyalty Programs: Airlines | Hotels | Car Rentals
Transfer PartnersAmerican Express Membership Rewards | Chase Ultimate Rewards | Citi ThankYou Points | Marriott Bonvoy Rewards | Capital One Miles Rewards

Here’s a list of major airlines, hotels, and rental car loyalty programs. Further down, you will see a list of transfer partners for the major banks with transferable rewards programs (Amex, Chase, Citi, and Marriott Bonvoy). Make sure you’re signed up with loyalty programs for airlines, hotels, and rental car companies that you use. These programs are free to join and don’t require credit card info.

Updated 4/30/21: Reflects new Capital One updates.


If you’re looking for a tool to search flight awards, check this out JUICY MILES: The Easiest Tool To Search Flight Awards.


Car Rentals

Transfer Partners

American Express Membership Rewards:


PartnerTransfer RatioTransfer Time
Aer Lingus1:1Almost Instant
Air France / KLM Flying Blue1:1Almost Instant
AeroMexico1:1.62-12 days
Air Canada Aeroplan1:1Almost Instant
Alitalia1:1Almost Instant
ANA1:12-3 days
Asia Miles1:11-3 days
Avianca LifeMiles1:1Almost Instant
British Airways Executive Club1:1Almost Instant
Delta SkyMiles® 1:1Almost Instant
Emirates1:1Almost Instant
Etihad1:1Almost Instant
Finnair Plus1:13 days
Iberia Plus1:11-3 days
Hawaiian Airlines HawaiianMiles®1:1Almost Instant
JetBlue TrueBlue™1:0.08Almost Instant
Qantas1:1Almost Instant
SAS EuroBonus1:1Almost Instant
Singapore Airlines1:11-2 days
Virgin Atlantic® Flying Club1:11-2 days


PartnerTransfer RatioTransfer Time
Choice Privileges Rewards1:1Almost Instant
Hilton Honors1:124 hours
Marriott Bonvoy1:12 days

Check out our AMEX Membership Rewards guide here to learn more about AMEX Membership Rewards.

Chase Ultimate Rewards®:


PartnerTransfer RatioTransfer Time
Aer Lingus AerClub 1:1 Almost Instant
Air France / KLM Flying Blue1:1 1 hour
British Airways Executive Club1:1 Almost Instant
Emirates Skywards1:1 Almost Instant
Iberia Plus1:1 Almost Instant
JetBlue TrueBlue™1:1 Almost Instant
Singapore KrisFlyer1:1 1-2 Days
Southwest Rapid Rewards1:1 Almost Instant
United MileagePlus®1:1 Almost Instant
Virgin Atlantic® Flying Club1:1 Almost Instant


PartnerTransfer RatioTransfer Time
Hyatt Gold Passport1:1Almost Instant
Hyatt World of Hyatt Points1:1Almost Instant
IHG® Rewards Club1:11 day
Marriott Rewards1:12 days
Ritz-Carlton Rewards 1:12 days

Check out our Chase Ultimate Rewards guide here to learn more about Chase Ultimate Rewards.

Citi ThankYou® Points:

PartnerTransfer RatioTransfer TimeBest Uses
AeroMexico ClubPremier 1:1Almost instantAeroMexico is a SkyTeam partner. Club Premier points can be used to book flights on AeroMexico, SkyTeam alliance members (such as Delta or Korean Air), or on select partner airlines. Unfortunately many have reported that awards are extremely difficult to book through AeroMexico. If you want to fly AeroMexico, look to transfer points to another SkyTeam partner such as Air France or Delta and then book AeroMexico with one of those programs.
Avianca Lifemiles1:1Almost InstantAvianca LifeMiles can be great for Star Alliance awards. They offer reasonable award prices and no fuel surcharges on awards. They also offer shorthaul awards within the US (for flying United, for example) for as few as 7,500 miles one-way. Best of all, their mixed-cabin pricing can lead to fantastic first-class award prices
Air France / KLM Flying Blue1:12 daysMonthly Air France Promo Awards often represent very good value. Air France miles can be used to book Sky Team awards, including Delta awards.
Cathay Pacific1:124 hoursCathay Pacific has a fairly generous distance based award chart and allows multiple stopovers. Fuel surcharges can be very high on certain routes. Cathay Pacific Asia Miles can be a good option for booking American Airlines flights with a distance based award chart, especially if other OneWorld Alliance miles aren’t available.
Emirates1:1Almost instantlyEmirates offers a miles calculator instead of an award chart. But you can find some great offers such as trips to Japan via JAL business class for only 145,00 miles, etc.
Etihad Airways1:16 daysEtihad has a very competitive award chart for American Airlines flights, among others. For example, they charge only 50,000 miles one-way for business class flights from North America to Europe. Partner awards must be booked over the phone.
EVA Air11:12 daysIf you want to fly one of the best business class products in the sky, the best way to snag EVA flights is with their own miles since they release more award space to their own members. One-way business class flights from the US to Taipei cost 75K to 80K miles. Fuel surcharges are very low on these routes.
Jet Airways1:1Almost InstantlyJetAirways JetPrivilege miles are useful only for a few very specific cases such as certain flights to Hawaii for as low as 15K (30K business) one-way, or to the Caribbean or Central America for as low as 10K (20K business) one-way. Details can be found here.
JetBlue TrueBlue™1:0.08Almost InstantlyJetBlue points offer the most value when cheap ticket prices are available and when award taxes are high relative to the overall cost of the ticket.
Malaysia Airlines1:12 daysNo good uses for these miles.
Qantas Airways1:12 daysBest use is probably for flights on El Al with no fuel surcharges. Also useful for short AA flights. Qantas offers distance based award charts similar to Cathay Pacific. Both are OneWorld Alliance members. Compare award prices across both programs before transferring to either. Qantas offers round the world business class awards for only 280,000 points (but with many restrictions)
Qatar Airways1:12 daysNo good uses for these miles.
Singapore Airlines1:12 daysUse to book Singapore Airlines First Class awards (generally reserved for their own members) or for Star Alliance awards. Low change fees and no close-in booking fees make this a very good program for booking United Airlines flights.
Thai Airways1:14 daysNo good uses for these miles
Turkish Airlines1:11- 2 daysMiles & Smiles offers an incredible sweet spot award: 7.5K one-way anywhere within the US, even to Hawaii. Many awards cannot be booked online, but can be booked via email.
Virgin Atlantic® Flying Club1:12 daysVirgin Atlantic miles can be usefully thought of as a way to get a discount off Virgin Atlantic flights (high fuel surcharges make the flights far from free), but there are some better uses. Use miles to upgrade paid flights or to fly partner airlines. A fantastic use is to fly ANA in business or first class thanks to Virgin’s generous ANA partner award chart. Or, if you can find saver level Delta awards for nonstop international travel, you can often book through Virgin Atlantic far cheaper than with Delta directly.

Check out our Citi ThankYou Points guide here to learn more about Citi ThankYou Points.

Marriott Bonvoy Rewards:

PartnerTransfer RatioTransfer Times
Aegean Airlines3:110 days
Aeroflot Bonus3:1Unknown
AeroMexico ClubPremier3:12 days
Air Canada Aeroplan3:15 days
Air China Phoenix Miles3:1Up to 24 hours
Air France/KLM Flying Blue3:11 day
Air New Zealand Airpoints™200:12 days
Alaska Airlines Mileage Plan®3:12 days
Alitalia MilleMiglia3:1Unknown
ANA Mileage Club3:17 days
American Airlines3:12 days
Asiana Airlines Asiana Club3:110 days
Avianca LifeMiles3:1Unknown
British Airways Executive Club3:15 days
Asia Miles™3:11-3 days
China Eastern Airlines Eastern Miles3:1Unknown
China Southern Airlines3:13 days
Copa Airlines ConnectMiles3:1Unknown
Delta SkyMiles®3:12 days
El Al3:17 days
Emirates Skywards®3:14 days
Etihad Guest3:15 days
Frontier Airlines3:1Unknown
Gol Smiles3:1Unknown
Hainan Airlines3:17 days
Hawaiian Airlines HawaiianMiles®3:12 days
Iberia Plus3:16 days
Japan Airlines JAL Mileage Bank3:17 days
Jet Airways JetPrivilege®3:1Unknown
JetBlue TrueBlue™6:11 day
Korean Air SKYPASS3:17 days
LATAM Airlines LATAMPASS3:12 days
Lufthansa Miles & More3:14 days
Multiplus3:12 days
Qantas Frequent Flyer3:1Almost Instantly
Qatar Privilege Club3:13 weeks
Saudia Airlines3:1Unknown
Singapore Airlines KrisFlyer®3:17 days
South African Airways Voyager3:1Unknown
Southwest Airlines Rapid Rewards®3:12 days
TAP Air Portugal3:1Unknown
THAI Airways3:110 days
Turkish Airlines Miles&Smiles3:1Unknown
United MileagePlus®3:1.12 days
Virgin Atlantic® Flying Club3:11 day
Virgin Australia Velocity Frequent Flyer3:12 days

Check out our Marriott Bonvoy Rewards guide here to learn more about Marriott Bonvoy Rewards.

Capital One Miles Rewards:


PartnerTransfer RatioTransfer Time
Aeromexico Club Premier1:1Almost Instant
Air Canada Aeroplan2:1.5Almost Instant
Alitalia MilleMiglia2:1.5Almost Instant
Avianca LifeMiles1:1Almost Instant
British Airways Avios2:1.5Almost instant
Cathay Pacific Asia Miles1:1Up to 36 hours
Emirates Skywards2:1Almost Instant
Etihad Guest1:1Up to 36 hours
EVA Infinity MileageLands2:1.5Up to 36 hours
Finnair Plus1:1Almost Instant
Flying Blue AIR FRANCE KLM2:1.5Almost Instant
JetBlue TrueBlue2:1.5Almost Instant
Qantas Frequent Flyer1:1Up to 36 hours
Singapore Airlines KrisFlyer2:1Up to 36 hours
TAP Portugal1:1Unknown
Turkish Miles & Smiles2:1.51-2 days


PartnerTransfer RatioTransfer Time
Accor Live Limitless2:1Up to 36 hours
Wyndham1:1Up to 36 hours

Check out our Capital One Miles Guide here to learn more about Capital One Miles Rewards.

Maximize your rewards not only in Airlines, Hotels, and Car Rentals but also in Online Shopping.

It is also important to secure a Travel Insurance before traveling, go check out Chase Ultimate Rewards Travel Insurance to see a comparison of protection provided by Chase.

Your next vacation could be free with TRAVEL FREELY.