Citi ThankYou Points are often overlooked by newcomers to points and miles. Overshadowed by big brothers Chase Ultimate Rewards and American Express Membership Rewards, Citi ThankYou Points don’t get the attention they deserve. Most people get these points from their version of the Chase Sapphire Preferred called the Citi ThankYou Premier card.
Like Chase Ultimate Rewards, Citi ThankYou Points are one of the best options because they are a flexible point currency. With airline or hotel loyalty programs, you often use your points for redemptions with that hotel or airline. Flexible point currencies give you a broader ability to use your points. That is why I encourage prioritizing flexible point currencies over loyalty programs.
Given the high value, knowing how to use Citi ThankYou Points is important. Let’s look at some of the cards that earn ThankYou Points, and the ways you can use them.
Cards that Earn ThankYou Points
Currently there are 4 cards available that earn Citi ThankYou Points:
- Citi ThankYou Premier Card
- Citi ThankYou Preferred Card
- Citi ThankYou Preferred Card for College Students
- AT&T Access Card from Citi
Previously, there was an option called the Citi Prestige Card. It has been discontinued, but may return in the future. We will update you if it does.
The AT&T Access Card is a very interesting, and an often overlooked card. It earns 2 points for purchases made online with eligible retail and travel websites. This can be a great way to build up points from purchases at stores like Amazon or eBay.
Use Citi ThankYou Points Through The Travel Center
The easiest, but sometimes least valuable way, to use Citi ThankYou Points is through the Travel Center. In the Travel Center, your points have a fixed value. For Citi ThankYou Premier cardholders, points are worth 1.25 cents each. For all others, they are worth 1 cent each (although you can transfer points to your Citi ThankYou Premier Card to immediately increase the value).
So a flight that costs $250 would require between 20,000-25,000 points, depending on what card you have.
This is a seamless way to use points – you don’t have to find award availability for flights, or a standard available room for hotels. Through the travel center if there are seats on a flight, or rooms available at a hotel, you can book it completely with points. The trade-off is that you might not be getting the best value, but you may be saving a lot of work.
Transfer ThankYou Points to Travel Partners
If you want to get the most value from your Citi ThankYou Points, you should be using them with travel partners. You can transfer Citi ThankYou Points to the following loyalty programs. The point ratio is included (ThankYou Points:Loyalty Program Points)
- Air France & KLM FlyingBlue (1:1)
- Jetblue TrueBlue (1: 0.5)
- Asia Miles (1:1)
- Avianca LifeMiles (1:1)
- Etihad Guest (1:1)
- Eva Air (1:1)
- Garuda Indonesia (1:1)
- Jet Airways JetPrivilege (1:1)
- Malaysia Airlines Enrich (1:1)
- Qantas Frequent Flyer (1:1)
- Qatar Airways Privilege Club (1:1)
- Singapore Airlines KrisFlyer (1:1)
- Thai Royal Orchid Plus (1:1)
- Turkish Airlines Miles & More (1:1)
- Virgin Atlantic Flying Club (1:1)
That is a lot of airline loyalty programs to choose from. Keep in mind, not all are created the same. JetBlue, for example, is often not a good way to use Citi ThankYou Points because JetBlue points are worth about 1.5 cents each. If you want to book a JetBlue flight using Citi ThankYou Points, consider going through the travel center instead.
A great way to see how many points it may take to travel somewhere across different programs is with Award Hacker. Be sure to check there before transferring because a different program may save you a lot of points.
For more info, here’s a complete guide to Citi ThankYou Points.