Cruise Travel is one of the many ways you can take advantage of your Chase Ultimate Rewards points. Sure, there are many folks who say that this type of travel isn’t for them, but with so many cruise options out there, there is always one that fits you, your travel habits, and your travel goals.

Plus, if you factor in the opportunity to cruise for free on the high seas, that’s something to look forward to! 

The great thing about a cruise is it’s an all in one travel package. Going on a cruise is transportation, accommodation, and food expenses — all rolled into one. It’s also surprisingly cheap and with so many cruise ports, you have the option of traveling to different destinations.  

If you’re looking to book a cruise with your Chase Ultimate Rewards Points so you can hop on that cruise for less or even for free, we’ll walk you through the process. 

Points Redemption through Chase Ultimate Rewards

If you haven’t redeemed anything yet through Chase Ultimate Rewards, take note that every point you have has an equivalent value in cents. (Check out our Chase Ultimate Rewards Guide here). 

If you’re using a Chase Sapphire Preferred Card or an Ink Business Preferred Card, your redemption value is at 1.25 cents per point. If you’re using a Chase Sapphire Reserve Card, that redemption value goes up to 1.5 cents per point. So if you’re looking at a $1000 cruise, you’ll need around 80,000 points for a Chase Sapphire Preferred Card or around 66,700 points for a Chase Sapphire Reserve Card. 


In case you don’t have enough points to cover the whole expense, you can pay for the rest of your expenses through your Chase credit card. 

Choose your cruise first

Although you can look up cruises through the Chase Ultimate Rewards Portal, it doesn’t offer a lot of cruise options. So the best way to do this is to research your desired cruise on your own, outside of the platform. Rest assured, even if you can’t look up cruises through the Chase Ultimate Rewards Portal, you can still book one. 

You can check out Cruise Critic or Cruise Watch to explore different cruise ports. From there, find a cruise that matches what you have in mind. 

Gather all information pertaining to the cruise

Once you select a cruise that you’re interested in, directly check the cruise line’s website to get information on the cruise’s availability, prices, and itinerary. Gather as much information as you can on prices, including the pricing for various room options. 

Call a Chase Travel Specialist to book your cruise

Speak with a Chase Travel Specialist directly via (855) 234-2542 to book a cruise with Chase Ultimate Rewards points. You can contact them anytime from 9am to 9pm on weekdays or 9am to 5pm on weekends.

You need to give all the information about the cruise to the travel specialist. Your travel specialist may not be as well informed as possible when it comes to cruises so the more information you can give, the better. Include all possible details such as your preferred cabin options, activities you want to take part in or excursions you want to book so they can include all these details in your itinerary.

Your travel specialist will finalize the itinerary for you and will ask you about how many points you want to redeem for your booking. 

Once that’s settled, you’re off to go sailing on the high seas–on your Chase Ultimate Rewards points!