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Last week we shared with you how to redeem Chase Ultimate Rewards for free travel. Even though travel is free with points, we at Travel Freely want to be sure you’re getting the best value for your points. That’s why it is so important to know how to combine Chase Ultimate Rewards.

You want to combine Chase Ultimate Rewards because you can make your points more valuable. If you earned points on a cashback Chase card, such as a Freedom or Freedom Unlimited, you can redeem them for 1 cent per point in the travel portal. You also can’t transfer them to airline or hotel partners.

If you move your points earned from a Chase Freedom onto a Chase Sapphire Reserve, they instantly become more valuable. The new value of each Ultimate Reward point that is attached to your Sapphire Reserve account is 1.5 cents each. That’s an instant 50% increase in value! You also can now use them to transfer to airline and hotel partners where you may get even better value.

Thankfully, if you want to combine Chase Ultimate Rewards it is a very simply process. Let’s walk through it.


Combine Ultimate Rewards, Step-By-Step

First, you’ll want to log into your portal. Here you’ll see all your Ultimate Rewards cards laid out. As you can see in the example below, not all of my points are together on my Chase Sapphire Reserve. I want to combine Chase Ultimate Rewards onto my Reserve to get the best value.

Combine Ultimate Rewards

Select the card you want to move points from. In this example, I’ll use my Chase Freedom.

At the top menu, you’ll see in the small text the option to combine points. Click this.

This will take you to the page to combine your points. Here you can combine Chase Ultimate Rewards from any card, to any card. Select the cards you want to combine from and to, and click continue.

You can transfer partial or total amounts. Select the amount you want to combine and click review, then confirm and submit.

That’s all there is to combine Chase Ultimate Rewards between your own accounts


Combine Chase Ultimate Rewards with your Spouse

If you have a spouse who is earning points, but you want to combine them all onto one account you can do this as well. When at the card selection stage (displayed below), you can select to add a household account.

When you do this, you’ll just need to enter your spouse or household member’s name and account number. The account number is just the credit card number of the account you are transferring points to.

After that, you will just need to confirm the amount you wish to transfer. Then you will be able to combine Chase Ultimate Rewards between household accounts.


Closing Thoughts

It is incredibly easy to combine Chase Ultimate Rewards between different accounts. You should always try to keep your Ultimate Rewards on the most valuable card possible. This can help you get access to transfer partners and higher value for your hard earned points.

Related Articles:

How to Redeem Chase Ultimate Rewards for Free Travel

Get Started with the Chase Sapphire Preferred (Now 60,000 points!)

Loyalty Programs, Transfer Partners, and Award Charts


Your next vacation could be free with TRAVEL FREELY.