There are several articles about how to count your 5/24 number. This article shows you how to do it 1,000,000,000% FASTER. If you’re familiar with the Chase 5/24 Rule, feel free to skip to the AMAZINGLY AWESOME news section. If not, here’s the background:


What Is the 5/24 Rule?


Chase has implemented a new, unpublished policy for many of their marquee cards where you cannot open 5 or more cards from any bank in the last 24 months. Hence, the 5/24 rule. However, many business cards and some personal cards do not count against this rule. (UPDATE: It looks like all Chase personal card applications will be denied now if you are 5/24 or more.) To be organized with your free travel and card sign-ups, you have to be aware and track this rule.


Why Does the 5/24 Rule Matter?


a) Strategy is important.

The 5/24 rule means you need to be strategic in with the order in which you apply for credit cards. For example, you need to go after the best Chase cards first in order to avoid any 5/24 rule issues.


b) Timing is part of the strategy.

You need to decide if you want to continue to get Chase cards in the future. That means spacing out your applications so that you don’t get in a whole for several months or longer while you wait to get back under 5/24. If you don’t value Chase cards, you can disregard this. But, most people love the bonuses and value that Chase cards bring for flights and hotel redemptions. Therefore, you need a system to monitor and watch this number.




You can check your 5/24 number. There are multiple ways to go about it. BUT, there’s only ONE way to check your 5/24 number in UNDER 1 SECOND! That’s right. We’ve had some members check their 5/24 number in .01 seconds, in fact. And if you have a partner or spouse, it takes the same amount of time. Other sites have helpful guides that require you using sites like or your actual credit report in order to track this number. This takes 20-45 minutes EACH TIME, and it requires you to be ultra organized and multi-task across browser tabs.

So, what’s that time and peace of mind worth to you? What if you counted wrong? What if you misread a date? You could be totally off when it comes to applying for your next card. How about automating the whole process?


How Travel Freely Automates Your 5/24 Count


Your 5/24 number is really a calculation. So why do it manually EVERY time you want to know it? We’ve got the system in place to track it for you (and your spouse) so that it’s right at your finger tips. We’ll show you what cards are counting towards your 5/24 count, and we include a countdown timer if you are over 5/24. If you’re an advanced free traveler, then you know… this is HUGE!


5/24 Counter on the Dashboard


The 5/24 Counter is on the Card Dashboard page. No need to spend time manually counting it up.


5/24 Countdown Feature


Other methods of counting your 5/24 number don’t offer this. You have to figure it out.


Specific Cards Identified


You know exactly what cards are counting towards your number.


In summary, Chase made it a lot tougher to acquire big bonuses when this unofficial rule came out. Let us do the work for you so you can keep planning your next free vacation.

NO credit card is required to sign up. 




Travel Freely exists to automate your free travel lifestyle. Keep living the life you want without getting stuck in the logistical weeds. Utilize the 5/24 counter. Save tons of time. Have peace of mind, and Travel Freely. =)



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