Share with friends who are paying retail price for their travel!

The Chase Southwest personal credit card offers are getting a major upgrade!

Southwest Rapid Rewards is among one of our favorite rewards programs for free travel. If you’re interested in signing up for a Southwest card, now might be the time to do so! (Be sure to read more on strategy below)

Unlike most other airlines, Southwest has no cancellation fees for using miles. You can cancel at any time and get your miles back immediately, which is one of the many reasons that we love SW points here at Travel Freely.

Many people use a personal card signup bonus offer in order to fast track you towards earning the Southwest Companion Pass.

There are three Southwest personal cards and they each have the same signup bonus offer, but varying perks:

Southwest Rapid Rewards Plus Credit Card (65,000 miles – $69 annual fee)

Southwest Rapid Rewards Premier Credit Card (65,000 miles – $99 annual fee)

Southwest Rapid Rewards Priority Credit Card (65,000 miles – $149 annual fee)

We recommend either the Plus or Priority based on the benefits you need. The Premier is often seen as somewhat of an awkward middle child.

Application Rules

There are some specific application rules for getting this bonus. Perhaps the easiest thing to do is to check out your CardGenie to see if you’re eligible for any of these cards. The rules are:

1) Cannot currently have ANY Southwest personal card.

2) Cannot have earned any Southwest personal card bonus in the last 24 months. All three cards are considered a family. So if you have one, then you cannot get approved for another.

3) You cannot be at 5/24 or above. (Check your 5/24 number on the dashboard)

Again, the CardGenie knows these rules, so you just need to check if they are showing up in your recommendations.

Should You Consider One of These Cards?

It’s an easy recommendation assuming you are eligible to get this card AND fall into one of the following two categories:

#1) You need this bonus to achieve SW Companion Pass this year.


#2) You don’t care about the Companion Pass and want a great bonus from Southwest.

Most people who want the Companion Pass will apply for one of these cards early in the new year for best strategy in order to maximize the length of the Companion Pass. If you’re interested in the Companion Pass, here’s the lowdown on the best strategy for earning the Southwest Companion Pass. Without earning a few signup bonuses, the Southwest Companion Pass can be difficult to achieve.

Better yet, if you’d prefer to watch a video, here’s a recording of a live webinar Zac did where we talked about all things Southwest Companion Pass.

Because of Covid, many people have passed on a Southwest Companion Pass for this year and delayed until 2022. Or, they may have gotten their previous pass extended through 2021.

These are very high offers from Southwest. But, regardless of this great offer, we always recommend that beginners start with the Chase Sapphire Preferred as it’s a great way to earn transferable points. If Southwest Airlines is your preferred airline, you can use your Chase Ultimate Rewards points towards a Southwest flight. Check out our blog post where we explain why the Chase Sapphire Preferred card is the no-brainer choice as your first step in earning free travel.

40,000 65,000 Southwest Rapid Rewards Miles after you spend $2,000 in the first 3 months. Limited time offer. Awesome signup bonus right now. No frills wit the Plus card, but lowest annual fee at $69. Companion Pass strategists may want to wait.
40,000 65,000 Southwest Rapid Rewards Miles after you spend $2,000 in the first 3 months. Limited time offer. Increased signup bonus right now. The annual fee on this card is $99. Most people opt for Plus or Priority instead.
40,000 65,000 Southwest Rapid Rewards Miles after you spend $2,000 in the first 3 months. Limited time offer. Great signup bonus right now. Priority card ($149 annual fee) is for Southwest superfans because of the extra perks.


Here at Travel Freely, Southwest Rapid Rewards points are some of our favorite. And, earning this increased bonus might be just what you need if you’re on your way to earning the Southwest Companion Pass. But, it may not be the best time to get one of these cards for everyone based on your best strategy. If you are going to wait, consider the Chase Sapphire Preferred or one of the Ink business cards right now.

Your next vacation could be free with TRAVEL FREELY.