We’ve simplified things with our “Best Of” rankings here. If you don’t have time to research cards, take advantage of our expertise! Need a primer on Rewards Cards? Check out Rewards Cards 101.
Don’t Let Offers Disappear – We’ve seen a LOT of offers come and go. Some offers have clear expiration dates, and others just vanish without warning. My advice: If you are ready for another card, and you know the card you want… Don’t delay!
Please note: You can support Travel Freely by using our partner links when you sign up for a card, which may earn us a commission. See full advertising disclosure below. If there’s a better link I can offer that will not earn commission, I will post the better offer. I hope that earns your respect and trust over time.
Highlights for June
1. NEW 80,000 Southwest Business card! (6/20/19) (Learn More)
This is a new premium business card from Southwest. The large, 80,000 miles sign-up bonus is super attractive, and the extra benefits help make the higher annual fee pretty reasonable. Not sure I’d keep it for the second year, but it’s a great card to get overall. If you’re interested in one of the best deals in free travel – aka the Southwest Companion Pass – I recommend waiting until January so you can get the pass for 2020 and 2021.
More details and strategy here: Read: All Aboard for the Southwest Companion Pass.
2. Chase Business Card Eligibility.
Last month we highlighted the “Hidden Sapphire Preferred card” aka the Chase Ink Cash – a business card with no annual fee and a 50,000 point bonus – only to be upstaged by the 80,000 bonus offer from the Chase Ink Preferred (with a $95 annual fee).
It’s worth remembering that almost anyone can be eligible for business credit cards because of the eligibility rules (Read: Am I Eligible for a Business Card?). If you do have a small business without an EIN, you’re perfectly okay to apply as a “sole proprietor,” but you need to know how to fill out your application. Here are step-by-step instructions to help you nail your first business card application as a sole proprietor.
It’s worth taking a second (third, fourth…) look at your eligibility to get these Chase business cards because there’s another 230,000 total Chase points available through their bonuses! (Amazing Chase Ink Business Card Offers)
3. Delta on the Move
Delta has some increased offers for this month. If you love Delta and need some free bags or priority boarding, any of these cards could be worth grabbing. Look below, or go to our full list of card offers and filter by Rewards Program –> Delta. However, if you only occasionally fly on Delta, you may be better off seeking Chase Ultimate Rewards through the Chase Sapphire or Ink business cards. Why? Virgin is a Chase transfer partner and you can book Delta flights with Virgin miles (often with better value). If you’re over 5/24 and already filled up with Chase cards, then these Delta offers are good to grab.
Best Credit Card Offers
At Travel Freely, we are all about maximizing great sign-up bonuses. It’s part of our approach to get the most amount of points in the least amount of time. Sign-up bonuses are the #1 way to rack up points WITHOUT traveling or spending a lot of money. Some people get more rewards in one bonus than they would in an entire year’s worth of spending on the same old card they’ve had for 5 years. Check out the BEST deals here.
- Overall Best Starter Travel Card: Chase Sapphire Preferred Card
- Overall Best Business Travel Card: Chase Ink Business Preferred (80,000 points)
- Best Travel Business Card With No Annual Fee: Chase Ink Business Cash (50,000 points / $500 bonus)
- Best Airline Personal Card: Citi AAdvantage Platinum Select (65,000 miles)
- Best Airline Business Card: Chase Southwest Performance Business (80,000 Miles) or Barclays Aviator AA Business card (75,000 miles) or Delta Gold Business Card (70k miles+$50 credit)
- Best Hotel Personal Card: Chase World of Hyatt (50,000 points) or Chase Marriott Bonvoy Brilliant (75,000 points)
- Best Hotel Business Card: Amex Marriott Bonvoy Business Card (75,000 points)
- Best Card for Easiest Redemptions: Capital One Venture Rewards (50,000 points)
- Best Cash Back Personal Card: Capital One Savor Cash Rewards ($300 bonus) or Chase Freedom Unlimited (3%!)
- Best Cash Back Business Card: Capital One Spark Cash for Business ($500 bonus for $5k spend)
- Best Ultra-Premium Card: Amex Platinum or Chase Sapphire Reserve
- Best Card for College Students/Grads: Chase Freedom or Discover It Student
- Bonus Business Offer: Alaska Airlines Business Card (40,000 miles)
Amazing Offers on Chase Business Cards
Ink Preferred – 80,000 Points (Learn More)
This is the best overall business card right now with a great sign-up bonus and 3X categories. It’s hard to beat the Chase Ink Business Preferred if you’re looking for an all-around business card that has flexible redemption options and can be combined with your personal Chase Ultimate Rewards points.
- Earns 3X rewards on travel, shipping, internet, cable, phone, and advertising with social media sites (up to $150K spend per year)
- Points worth 25% more when redeemed for travel
- Cell phone protection against theft or damage
- No foreign transaction fees
Incredible signup bonus for a no-fee card. An excellent companion to the Ink Preferred, personal Sapphire Reserve or Sapphire Preferred. Like the personal Sapphire cards, this card earns valuable Chase Ultimate Rewards.
- Earn 5X rewards (on first $25k spent) for phone, TV, internet, and office supply stores.
- Earn 2X rewards on gas and restaurants
- It has 0% APR for 12 months
- No Annual Fee
An all-round great cash back business card with no annual fee. It’s very simple. You earn unlimited 1.5 points per $1 spent on all purchases. Also has 0% APR for 12 months. This can be a great standalone card, but it is a excellent companion card to the Ink Business Preferred, Sapphire Reserve or Sapphire Preferred!
- Earn 1.5X rewards on Everything
- It has 0% APR for 12 months
- No Annual Fee
|Card||Sign-up Bonus||Spending Required||Annual Fee|
|Ink Preferred||80,000||$5,000 in first 3 months||$95|
|Ink Cash||$500||$3,000 in first 3 months||$0|
|Ink Unlimited||$500||$3,000 in first 3 months||$0|
Special Guide for Business Owners
What’s Our Criteria for the Best Cards?
- Value of points – Not all points and miles have the same value when it comes time to redeeming them. We take this seriously.
- Bonuses – Travel Freely seeks to maximize sign-up bonuses, so if great sign-up bonus offers come out, those cards will move up in the rankings.
- Type of Card – We value airline cards higher than hotel cards because airfare never goes on sale (whereas hotel sites can get you almost 50% retail rates). So airfare is the highest value in free travel. So, if we see airlines and hotel cards as similarly great deals, the airline card will get the edge in the rankings.
- Bonus spending requirement – We rank cards lower that require major spending as part of sign-up bonus. For example: Some cards offer 50,000 points if you spend $3,000 in the first 3 months, but then they’ll offer an add’l 25,000 points if you spend $10-15k in additional spending over the course of the year. This is considered major spending to us and we do not factor that in for the normal free traveler.
- Ease-of-use – Factors such as customer service and redemption fees play a factor in our rankings. We don’t want you to spend hours on the phone with poorly trained, off-shore customer service when you have a question about your card. Avoiding ridiculous fees for redeeming free travel are also important to us. For example: Frontier – You might get a “free flight” on Frontier Airlines with 20,000 points. But, you have to spend a reward redemption fee, bag fee for carry-on or checked luggage, and a seat booking fee. You might spend $96 in fees for a “free” $110 flight!
Here’s Help with Rewards Programs:
The three major bank rewards programs are Chase, Amex, Citi, and Marriot Bonvoy. Here are some comprehensive guides to help you understand them better.
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